Home Loan Get easy personal loans and fulfill your needs
Get easy personal loans and fulfill your needs

Get easy personal loans and fulfill your needs

The need of money can arise any time but not all people are financially strong to meet the needs. In such a situation, getting personal loans is the best option to meet your requirement. Today, there are many banks and financial institutions that have started giving easy personal loans to the customers. You can also apply for personal loan and easy finances to meet your need.

Are you eligible for a personal loan?

Before applying for a loan, it is essential that you educate yourself about the basic eligibility criteria for getting the loan approved. Below discussed are some important facts that you need to know.

  • You should be employed and have a minimum monthly income of Rs. 25000.
  • You should be at least 21 years for applying for the loan.
  • Your total employment span should be minimum of 2 years with the same company and you should be currently working in that organization.
  • You should be living in the residence for at least a year.personal loans

These are the basic requirements for those who are salaried employees. For those who are self employed, the minimum age for applying for personal loan is 25 and their annual income after tax deduction should be at least Rs. 4.8 lakh.

Applying for the loan?

Applying for the loan is very easy as you just need to click on the apply button and fill in the details. In addition, you will have to complete the documentation process. The documents that need to be submitted include identity proof, residence proof, bank statement and income proof. These are for salaried employees. Those who are self employed professionals or individuals need to submit some more documents along with these documents. The additional documents include qualification proof, ITR of last 2 years and proof of profession continuity.

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